2024 Health Insurance Education Webinar Series for Families Kicks Off in March
Free virtual training sessions for Division of Specialized Care for Children participants, their families and anyone interested in learning more about health insurance topics
Is figuring out your health insurance leaving you confused, frustrated or both?
Change your confusion to confidence with the University of Illinois Chicago’s Division of Specialized Care for Children (DSCC) Health Insurance Education Series.
These free trainings can help you better navigate your health insurance coverage and benefits. Each month, DSCC team members and other presenters will explain a different topic.
Each presentation will be in English. A Spanish interpretation line will be available during each session.
Check out the topics, mark your calendars and register for each session you’re interested in attending.
The session descriptions are in English followed by Spanish:
- Social Security Benefits, March 12 at 6 p.m.
- This training will help you understand Social Security benefits. Presenters from the Social Security Administration will share information about Supplemental Security Income and Social Security Disability Insurance. You will learn who can get benefits and how to apply for benefits. It will also cover what the Social Security program benefits are and how to keep your benefits.
- See the Social Security flyer for more details.
- Register on Zoom for Social Security Benefits
- Medicaid Denials, April 9 at 6 p.m.
- This training will help you understand Medicaid denials. It will review the common reasons that Medicaid denies services, such as equipment. The presentation will also share tips on how to avoid denials and what to do if Medicaid denies your services. This training will be for those with regular Medicaid and those enrolled in a managed care plan (MCO).
- See the Medicaid Denials flyer for more details.
- Register on Zoom for Medicaid Denials
- Transitioning Health Insurance Benefits to Adulthood, May 14 at 6 p.m.
- This training will help you understand how to transition health insurance benefits to adulthood. It will go over different insurance types, including Medicaid, Medicare and private insurance. This presentation will help you know what to start thinking about for health insurance benefits as you or your child nears adulthood.
- See the Transitioning Health Insurance Benefits to Adulthood flyer for more details.
- Register on Zoom for Transitioning Health Insurance Benefits to Adulthood
- Beneficios de Seguro Social, 12 de marzo a las 6 p.m.
- Esta capacitación lo ayudará a entender los beneficios del Seguro Social. Los presentadores de la Administración del Seguro Social compartirán información sobre el Seguro de Ingreso Suplementario y el Seguro de Incapacidad del Seguro Social. Aprenderá quién puede obtener beneficios y cómo solicitarlos. También cubrirá cuáles son los beneficios del programa de Seguro Social y cómo conservar sus beneficios.
- Consulte el folleto de Beneficios de Seguro Social para obtener más detalles.
- Enlace para registrarse
- Negaciones de Medicaid, 9 de abril a las 6 p.m.
- Esta capacitación lo ayudará a comprender las negaciones de Medicaid. Revisará las razones comunes por las que Medicaid niega servicios, como equipos. La presentación también compartirá consejos sobre cómo evitar negaciones y qué hacer si Medicaid niega sus servicios. Esta capacitación será para quienes tienen Medicaid regular y quienes están inscritos en un plan de atención administrada (MCO).
- Consulte el folleto de Negaciones de Medicaid para obtener más detalles.
- Enlace para registrarse
- Transición de los beneficios del seguro médico a la edad adulta, 14 de mayo a las 6 p.m.
- Esta capacitación lo ayudará a comprender cómo hacer la transición de los beneficios del seguro médico a la edad adulta. Tratará diferentes tipos de seguros, incluidos Medicaid, Medicare y seguros privados. Esta presentación le ayudará a saber en qué empezar a pensar en cuanto a los beneficios del seguro médico a medida que usted o su hijo se acercan a la edad adulta.
- Consulte el folleto de Transición de los beneficios del seguro médico a la edad adulta para obtener más detalles.
- Enlace para registrarse
You can also download a flyer with all the Health Insurance Education Series topics and registration links. (The flyer is also available in Spanish.)
The webinars are open to DSCC participants, their family members and anyone interested in these topics.
This is the second year for the DSCC Health Insurance Education Series. It began in response to DSCC families’ questions and suggestions from our Family Advisory Council.
Details about each series session are also posted on our Events page.
The 2024 Health Insurance Education Series is free for all attendees.
If you miss a session, you can access the recordings and related materials on our Family Education Webinars page.
If you have questions about these webinars before or after a session, email dscc@uic.edu or call (800) 322-3722.
We look forward to seeing you online!
What Happens When Caregivers Get Sick? Preparations During COVID-19 and Beyond
Tips to help parents of children with medical complexity prepare for their own illness and other emergencies
Parents and caregivers of children with medical complexity often focus solely on their child’s health and wellbeing. But what happens when the parent/caregiver gets sick?
It’s a crucial question that families must consider.
“Self-care is overlooked by many parents because they’re so focused on day-to-day care for their child and thinking about what happens if the child becomes ill. Sometimes the daily care of their child can really overshadow parents caring for themselves and making contingency plans if they become ill,” said Dr. Alexandra Ryan, Medical Director for Ann and Robert H. Lurie Children’s Hospital of Chicago’s Health Partners Care Coordination.
“Especially in a climate like this where we have a pandemic, it’s even more important for families to think about what happens if a parent or caregiver is unable to do that daily care.”
Advance preparations can help parents/caregivers reduce stress, lighten their mental load and protect the child’s health and safety during a family illness and other emergencies.
“It’s simply disaster planning and something that all families of children with medical complexity should do on an ongoing basis,” said Dr. Carolyn Foster, Assistant Professor of Pediatrics at Lurie. “For many of these children, they can’t have just any babysitter or relative come over and learn it all in five minutes… The needs are so specific for these children, it requires additional planning.”
Drs. Foster and Ryan spoke with UIC’s Division of Specialized Care for Children (DSCC) about how to start these conversations with your pediatrician during the pandemic and beyond.
Assess your risk
It’s important to learn how to mitigate your family’s risk of contracting COVID-19. Dr. Foster says you can talk with your pediatrician about how to balance this risk with your child’s needs.
“For some children, going to school will be really important because of the way their therapies are set up or what their school’s plans are for in-person learning,” she said.
Lurie has put together a helpful guide, “Return to School for Youth with Special Healthcare Needs: Key Questions and Considerations for Families.”
It includes questions to discuss with your child’s doctor.
Pediatricians can recommend prevention strategies and what works for other families in similar situations.
The next step is preparing for what happens if you do get sick and stay ill for an extended period.
During these conversations, pediatricians may ask about your family’s living situation, including your home’s physical setup and who could isolate with you.
“This information can help with the decision-making and planning, although it’s not something everybody may be comfortable or ready to talk about with their pediatrician,” Dr. Foster said. “In this case, it’s very relevant.”
Have an up-to-date care plan
One of the most important steps for parents of children with medical complexity in general is to make sure your child has an up-to-date care plan.
The care plan should include a description of your child’s major medical issues, a complete medication list, an overview of their daily routine, a list of their healthcare providers and a plan for what happens if your child becomes ill. (The National Resource Center for Patient/Family-Centered Medical Home provides numerous tools, templates and more to help build a care plan.)
You should also keep an inventory of your child’s necessary medical supplies and have a backup supply, when possible, in case you need to quarantine. (DSCC also provides guidance for how to safely clean and reuse home medical supplies.)
“Having that information available makes it easier for whoever needs to take over care for the child in an emergency,” Dr. Foster said. “So, starting to develop the care plan if they don’t have one already is very important.”
Choosing backup caregivers
The care plan should also identify appropriate backup options if you or the primary caregiver cannot care for your child. These options could include family members, friends, a respite or transitional-care facility, or the hospital.
It’s important to consider who is best suited to provide backup care and make sure these individuals are aware and willing to help.
“Something for parents to keep in mind as they are thinking about backup care is trust. It’s more important that parents trust this person with the medical care and that the child can also develop trust in this person, whether it’s your closest family member or not,” Dr. Ryan said. “It’s more important to think about the characteristics of the person and how much trust you have in that person’s ability to do the tasks for the child, rather than the relationship.”
Dr. Foster recommends letting the backup caregiver spend time with your child and practice administering medication, watch how to safely transfer them and so on.
“It reduces the stress for the person who has to step in so it’s not all new to them,” she said.
If a family member or friend is not available, Drs. Foster and Ryan suggest looking to your family’s faith or school community. You should also let your pediatrician know if you’re struggling to identify backup care.
Preparing for hospitalization
Depending on their medical complexity, some children may require hospitalization if their parent/caregiver becomes ill. Discuss this possibility with your pediatrician and identify your hospital preference and transportation needs.
Dr. Foster said pediatricians can help you find the least restrictive option available for your child, such as a long-term care or respite facility.
If hospitalization or a facility stay is necessary, write down any “need to knows” about your child and keep them with their care plan and medication list.
Dr. Ryan said it’s helpful to include information about your child’s baseline development and behavior, such as how they typically communicate, how your child looks when healthy, etc.
“So often if somebody is hospitalized, especially patients with mental disabilities or medical complexity, the patient team may not know what the child looks like when they’re healthy. If you don’t know the child, it can be really hard to tell if they’re sick,” Dr. Ryan said. “Making sure that’s something that’s communicated to everyone taking care of the child is really important.”
Dr. Foster said it’s also good to have a list of important phone numbers at the ready. These contacts should include any specific transportation needed to get your child to the hospital.
“If there are any specific transportation arrangements that the caregiver should know about, that should be part of the care plan,” she said.
Home nursing
Some children with medically complexity who have nursing in the home setting may be able to continue to stay at home but with extra nursing care, if the child’s primary caregiver is ill or incapacitated.
Illinois’ Medicaid Program has worked to ensure additional respite hours are available for children who receive services from a Medicaid waiver.
Let your nursing agency know in advance if you prefer this option for your child.
Plan for future guardianship needs
Parents/caregivers should always make sure they have a will in place. A will ensures your future guardianship needs and other important decisions are planned for accordingly.
“We all know, especially in today’s world, how quickly things can change, so it’s really important to put planning a will more on the front burner for any family, but especially if you have a child with medical complexity who is going to require specialized care,” Dr. Ryan said.
“If a family has gone through the mental exercise of figuring out who they trust and who they’d like to take care of their child in case they get sick, then who they’d like to care for their child in the long-term if something happens to them may be the same person,” she added. “It may not be someone who guardianship automatically goes to, so that’s why it’s so important to have something in writing going forward.”
Lurie and DSCC staff recommend the following resources:
- Greenlight Family Services – Formally known as the Center for Law and Social Work, Greenlight helps families all over Illinois with adult guardianship cases and can also counsel families on backup arrangements as well.
- Lurie’s Understanding Guardianship Tip Sheet – Available in English and Spanish
- Illinois Guardianship and Advocacy Commission
- The Guide to Special Needs Planning – Information on special needs trusts from the Academy of Special Needs Planners
- The Family Caregiver Alliance – Provides fact sheets on legal topics, including conservatorship and guardianship
- Family Voices resource e-blast – Includes tips for what to do if the caregiver gets sick/can’t care for their child
- Illinois Attorney General’s Office – Provides legal assistance referral information
- The National Hospice and Palliative Care Organization – Information on advance directives in Illinois
- The Conversation Project – Provides conversation starter kits to help families plan for their wishes regarding end-of-life care
Prioritize planning
Though these steps and conversations may require some additional effort, Drs. Foster and Ryan say they are well worth the time and peace of mind.
“I think there’s a lot of invisible stress that parents may not even realize they have on their mind,” Dr. Ryan said. “You can really tackle it by having a plan in case the worst happens. People will see a lightening of that mental load once they have a plan in place.”
Dr. Foster also notes that there is no one-size-fits-all approach to contingency planning.
“Like any family decision, yours might be slightly different than others,” she said. “It’s very individualized. I’ve heard parents worry about judgment or this is what others are doing, but it’s a personalized decision based on a family’s unique situation.”
Important Updates for Home Care Families
DSCC is partnering with HFS to focus on families’ concerns and find solutions to pandemic-related challenges.
The University of Illinois at Chicago’s Division of Specialized Care for Children (DSCC) takes pride in our partnership with the participants and families we serve.
Some Home Care parent partners have let us know about recent concerns affecting their children and families. We are working with the Department of Healthcare and Family Services (HFS) to address these concerns.
DSCC’s leadership would like to share the following updates with our Home Care families:
School in the fall
This school year will likely be a very different experience for our participants. With the first day fast approaching, we want you to know that DSCC and HFS are partnering to discuss ways to ensure your family is supported.
The decisions for how schools will operate this fall is up to individual school districts across the state.
We know many schools have yet to comprehensively address how they will handle services for children with individualized education programs (IEPs). Please communicate closely with your school district.
Also, let your DSCC Care Coordinator know if there are ways we can help support you and your child. Our staff can attend school meetings and work with your child’s IEP team to make sure their needs are met.
In a recent notice from HFS, the agency states it will ensure your child receives adequate nursing hours if the way nursing hours are provided in the school setting changes. Some individuals already have this difference written into their 2352. DSCC is working to get this information to HFS for changes to be made.
If your child’s difference in nursing hours from school is not clearly stated in your 2352 allocation, please notify your Care Coordinator so we can work to have HFS review your needs further.
DSCC encourages you to discuss any concerns about your child’s school-related needs with your pediatrician. Your child’s medical team can help weigh the pros and cons of in-person versus remote learning, if applicable.
Personal Protective Equipment (PPE)
Nursing agencies are responsible for providing PPE supplies for nurses working in your home, as always.
With the COVID-19 pandemic creating an increased demand for PPE, HFS has approved an additional $16 per day payment to nursing agencies on the days a nurse is working in the home. The nursing agencies across the state have received guidance on how to bill for this additional payment (a fairly simple process).
DSCC has been communicating regularly with home nursing agencies about the availability of PPE supplies. To date, availability has not been a problem. If you have concerns about the PPE supplies provided for your home nurses, please let DSCC know.
Your Home Medical Equipment company handles providing PPE supplies for your family. You will need an order from your child’s provider for these supplies.
Reminders
HFS received approval for several additional elements to be provided for your child, as needed, as part of Appendix K. Appendix K is an emergency coverage document for individuals receiving services through a Medicaid waiver. Please see a copy of the approved Appendix K document.
A few elements included are:
- Approval of nurse overtime for nurses working in the home setting at a rate of time and a half (for medically fragile, technology-dependent (MFTD) waiver participants only)
- Parents who are licensed nurses may be paid caregivers (for MFTD waiver participants and Nursing and Personal Care Services (NPCS) non-waiver participants)
- Respite hours are increased to 672 per year with respite provided at an increased rate (for MFTD waiver participants only)
Our DSCC team is here to support our Home Care participants and families. We will continue to work closely with HFS to focus on your concerns and find solutions.
We are all facing new challenges as a result of the COVID-19 pandemic. Please continue to communicate with your DSCC Care Coordinator or feel free to contact our administrative team to discuss any additional concerns you may have.